Determinants of the Incidence of Loan Modifications, and Performance of HAMP vs. Non-HAMP Loan Modifications

Report by Vicki Been, Mary Weselcouch, Ioan Voicu, Scott Murff, Andrew Tschirart
October 2011

Furman Center for Real Estate and Urban Policy   (New York)

We partnered with the Office of the Comptroller of the Currency to use the OCC’s special dataset on mortgage modifications to assess the determinants of modification, evaluate the success of the modifications, and analyze what determines whether the modification will be successful.